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2024 Blue Cross and Blue Shield Service Benefit Plan - Standard and Basic Option
Section 5. Benefits

Section 5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
Family Planning
 
Note: For Standard Option, we state whether or not the calendar year deductible applies for each benefit listed in this Section. There is no calendar year deductible under Basic Option.

Benefit Description

Family Planning

A range of voluntary family planning services for women, limited to:

 
  • Contraceptive counseling
     
  • Diaphragms and contraceptive rings
     
  • Injectable contraceptives
     
  • Intrauterine devices (IUDs)
     
  • Implantable contraceptives
     
  • Tubal ligation or tubal occlusion/tubal blocking procedures only

Family planning services for men, limited to:

 
  • Vasectomy

Note: We also provide benefits for professional services associated with tubal ligation/occlusion/blocking procedures, vasectomy, and with the fitting, insertion, implantation, or removal of the contraceptives listed above at the payment levels shown here.

Note: When billed by a facility, such as the outpatient department of a hospital, we provide benefits as shown here, according to the contracting status of the facility.


Standard Option - You Pay
Preferred: Nothing (no deductible)

Participating: 35% of the Plan allowance (deductible applies)

Non-participating: 35% of the Plan allowance (deductible applies), plus any difference between our allowance and the billed amount

Basic Option - You Pay
Preferred: Nothing

Participating/Non-participating: You pay all charges
 
Benefit Description
 
  • Oral and transdermal contraceptives
    Note: We waive your cost-share for generic oral and transdermal contraceptives when you purchase them at a Preferred retail pharmacy or for Standard Option members and for Basic Option members with primary Medicare Part B, through the Mail Service Prescription Drug Program. See Section 5(f) for more information.

Note: When billed by a facility, such as the outpatient department of a hospital, we provide benefits as shown here, according to the contracting status of the facility.


Standard Option - You Pay
Preferred: 15% of the Plan allowance (deductible applies)

Participating: 35% of the Plan allowance (deductible applies)

Non-participating: 35% of the Plan allowance (deductible applies), plus any difference between our allowance and the billed amount

Basic Option - You Pay
Preferred: 30% of the Plan allowance

Participating/Non-participating: You pay all charges
 
Benefit Description
Not covered:

 
  • Reversal of voluntary surgical sterilization
     
  • Contraceptive devices not described above
     
  • Over-the-counter (OTC) contraceptives, except as described in Section 5(f)


Standard Option - You Pay
All charges

Basic Option - You Pay
All charges